About
Fair Harbor Lending
Fair Harbor Lending is an affiliate of Everwood Capital Partners and a private lending firm focused on delivering flexible capital solutions for residential and hospitality projects.
Our approach is shaped by deep industry experience across multiple market cycles, allowing us to understand both the opportunities and challenges that come with complex real estate projects. Rather than taking a one-size-fits-all approach, we aim to act as a strategic financing partner, helping clients solve problems, adapt to changing conditions, and scale their portfolios with confidence.
Our Philosophy
Our mission is built around practical real estate experience and disciplined lending. We look at each opportunity through the lens of how it will actually perform in the real world, not just how it fits into a standard underwriting box. Whether we are financing residential developments or hospitality assets like hotels, we focus on the strength of the property, the borrower’s track record, and the clarity of the business plan.
With experience across acquisition, development, and bridge lending, we understand how quickly conditions can change during a project. That perspective allows us to structure financing that is both flexible and responsible, supporting execution while managing risk. Our goal is to help investors move projects forward efficiently, resolve challenges when they arise, and ultimately, create long-term value through well-structured capital solutions.
Meet Amit Patel
Amit received his undergraduate and MBA degrees from Indiana University with a focus in finance and real estate. He began his career building his small family business, which quickly turned into building a series of dental practices and fast-casual restaurant franchises across the Midwest. This led him to eventually co-found AGS Private Equity, a company primarily focused on debt and preferred equity hotel investments nationally.
In 2014, Amit joined Everwood Hospitality Partners to continue expanding his hotel experience. He serves as COO and has personally been involved in over $200 million in transactions, which include hotel assets within the Marriott, Hilton, La Quinta, Choice, and Wyndham franchises. He assisted in establishing Fair Harbor Lending as an affiliate of EHP in 2023, offering modern capital structures to help investors and developers scale their own real estate businesses. Amit has a passion for helping others achieve their real estate dreams as well as the decades of knowledge and expertise required to make these goals a reality.
Meet Amit Govin
At Everwood, Amit leads the underwriting process, focuses on identifying target acquisitions and developments, and supports asset management of the entire portfolio. Before founding EHP, Amit worked at UBS Investment Bank in New York City, advising institutional clients on IPO and secondary market transactions. After leaving UBS, Amit helped build his small family business into an enterprise that has owned and managed over $210 million in hotel assets.
Amit graduated cum laude with a dual major in economics and finance from Tulane University and earned an MBA from Columbia Business School with a concentration in real estate and finance. Amit is active with Columbia Business School’s Alumni organization, and when he’s not flying around the country visiting Everwood properties, he can be found visiting new and exciting hotels with his daughter in the Big Apple.